Gopher State Mortgage Corporation is your community leader for home financing and a key partner with McDonald Construction. We specialize in new construction, existing home purchases and refinancing. Gopher State Mortgage is an experienced broker located in Apple Valley, Minnesota. We provide home mortgages to customers throughout the Twin Cities. As a broker, we are abole to provide you with an array of mortgage programs and shop for the most competitive interest rates.

The combined years of experience of our staff in processing, closing, originating and underwriting ensure an easy and successful loan closing. We have also put together a team of service providers committed to providing information in an accurate and timely fashion to close your home loan. When you start your home search, call us to obtain your free mortgage pre-approval. One of our experienced Loan Officers will help you find one of our many loan programs to meet your financial needs.

Experience, financial knowledge and the right loan program are essential to successfully closing your home loan. When making one of the largest and most important purchases of your life, call Gopher State Mortgage today at 952.431.2479.

Loan Programs:
• 1. Conventional
• 2. Conforming & Jumbos
• 3. VA
• 4. Second Mortgages
• 5. Adjustable Rate Mortgages
• 6. Balloon Products
• 7. Interest Only Option Available on Many Products
• 8. Extended Locks for New Construction with Float Down Options Available
• 9. Zero Down Payment
• 10. Second and Vacation Homes
• 11. No Income/No Asset Verification
• 12. Reduced Documentation
• 13. 1st & 2nd Mortgages up to 100% Combined LTV with No Mortgage Insurance
• 14. Investment Property
• 15. Temporary Buy Downs
• 16. Cash Out for Refinances

Call us for details about any of our loan programs and more not listed here.
• 1. Conventional Conforming Loan Limit is $359,650*
• 2. Jumbo Loans Up to $1,000,000+*
• 3. VA Maximum Loan Amount is $240,000*

*NOTE: Loan amounts may be subject to change.

This information is needed to get your apploication started:
• 1. Copies of Last Two Years W-2s
• 2. Most Recent Pay Stubs Covering a 30-Day Period
• 3. Last 3 Months Bank Statements & Most Recent Statement for Other Savings & Investment Accounts
• 4. List of Monthly Liabilities
• 5. If Renting; Name, Address and Phone Number
• 6. If Self-Employed or Commissioned, Provide Two Years Full Tax Returns and a Year-To-Date Profit/Loss
• 7. If Divorced, Please Provide a Copy of Your Divorce Decree